What Can’t Umbrella Insurance Cover?

When you’re shopping for umbrella insurance for your business, you’re likely looking for a comprehensive policy that will serve to cover multiple aspects of your business and ensure that you’re getting the additional coverage you need to operate your company with confidence. But while umbrella insurance is designed to cover most things, even it has its limits. Knowing exactly what your policy won’t cover is just as crucial as knowing what it does so that you can guarantee that your insurance covers any business moves you make. Let’s take a closer look at what umbrella insurance can’t cover before you start looking for coverage with the support of us here at Freeland Insurance in Oklahoma City, OK.

What Doesn’t Umbrella Insurance Cover?

Umbrella insurance covers quite a bit, but there are certain things that you won’t see coverage for. Some examples of things that aren’t covered by umbrella insurance include:

  • Damage to your own property may be present within your building at the time of an accident or major weather event (or even within your home if you operate a home-based business).
  • Acts that are damaging or illegal and done intentionally. This may include theft that your employees engage in.
  • Hacks and similar cyber issues.

It’s important that you take the time to fully assess your insurance options and understand what policies will offer you before you purchase them.

Find Umbrella Insurance With Freeland Insurance

Once you’re ready to take the next steps, we’re here to help. Freeland Insurance in Oklahoma City, OK is your partner in helping you secure the right insurance policy for your business. If you’re interested in umbrella insurance, get started here with Freeland Insurance. Compare quotes today or contact us if you need help finding the right policy for you.