Oklahoma requires that you maintain a minimum of liability insurance on your vehicle. A liability auto insurance policy will typically protect you from financial repercussions stemming from damage or injuries to another party due to an accident where you are at fault. Liability coverage is affordable and gives you a certain amount of protection, but the policy will not pay for your injuries or damage to your vehicle. At Freeland Insurance, we are dedicated to finding the best rates on auto insurance so you can get more policy for your money.
Car Insurance Coverage Terms
As your independent agent, Freeland Insurance gives you the ability to easily compare quotes online. Knowing some of the basic coverage terminologies will help you build the policy that best suits your needs:
- Comprehensive - Comprehensive coverage may pay for damage caused by acts of nature. It may also cover costs for other damages that do not occur as part of an automobile accident.
- Collision - Collision coverage will usually pay for the repair or replacement cost of your vehicle when you are involved in an accident. Comprehensive and collision are often required by your financial institution if you have a car loan.
- Medical - This coverage usually pays for expenses relating to injured parties who were riding in or driving your vehicle when an accident occurred.
- Towing - Some policies limit towing to a vehicle which cannot drive away after an accident while others will pay for your vehicle to be towed even if you are temporarily broken down.
These are just a few of the basic areas of coverage you will find when shopping for car insurance. At Freeland Insurance, we know having options for affordable car insurance is important. Compare rates online now to find the policy that is right for you.