OK

Three myths about financial services

Posted on by agentinsure

Taking advantage of financial services is vital for optimizing your finances. At Freeland Insurance, we offer financial services to consumers in Oklahoma City, OK. 

There are a lot of myths out there that consumers need to be aware of about financial services. The following are three myths about financial services. 

Financial services only advise customers about investments.

While investment advising is an important part of what financial services providers do, this is not the only type of assistance you can get from a financial services company.

Financial service providers also help with other financial issues such as debt management, real estate negotiations, banking decisions, and much more. 

There are a lot of hidden fees when you hire financial services providers.

Some people assume that there are always a lot of unexpected fees that come up when they hire financial services providers. However, an excellent financial services company will advise you on all fees before you sign a contract or use their services to avoid surprises down the road.

It’s easy for you to take care of all your financial needs yourself. 

Making financial decisions yourself can be challenging and stressful. Making the wrong decision about investments, borrowing, or other issues could cost you down the road. 

You can be more confident that you’re making the right financial decisions when hiring a professional financial services provider. This will make building your savings easier and minimize your debt over time. 

If you want to learn more about ways to improve your finances, you can find financial services available in Oklahoma City, OK. Get in touch with us at Freeland Insurance to learn more about the services we provide. 

Is Your Auto Insurance Up to Date?

Posted on by agentinsure

When it comes to auto insurance one of the worst things that can happen is for your insurance to be out of date. This can mean one of two things, either the insurance has expired, or your insurance no longer covers what you need it to cover. There are a few different ways to check your coverage and to make sure your coverage is up to date. For those in Oklahoma City, OK, your coverage needs may be different from someone that lives in another part of the country.

The first way to check your coverage is to simply look at your insurance cards. These cards will display the date that the card expires, the coverage expires, and when you need to get a new card and to renew your coverage. You can pay for your premiums in a variety of ways and in a variety of different increments as well. Most people simply pay monthly to help offset the cost but you can also pay your premiums for 6 months or for a year.

It is always helpful that if you are not sure how to check your coverage, that you talk with an agent to help you determine when your coverage lapses and when it needs to be renewed. You can also check online if your agency has a website and find out when your coverage expires. You should also take the time to find out when you need to up coverage, add more coverage, or change your coverage to keep it up to date and to make sure your coverage is going to work if you are in an accident. Your coverage is important and if you live in the Oklahoma City, OK area you need to make sure your coverage is perfect for you.

What to Consider When Comparing Home Insurance Quotes

Posted on by agentinsure

Choosing home insurance is an often daunting task, and one that comes with a lot of questions. One way that people typically try to simplify the process is to focus solely on the price. Here are 3 reasons why that might not be the best strategy. 

1. Pay Now or Pay Later 

An unfortunate fact of life, but a lesson that you shouldn’t have to learn the hard way. The amount of money you spend on insurance can pale in comparison to the financial ramifications of a disaster happening to your property. Whether it’s a flood or a guest tripping over their shoelaces and blaming it on the linoleum, there are a lot of situations that may not be covered in the cheaper quotes. 

2. Will Help Be There?

Calling up your insurance company is never going to be a fun task, but some experiences can be better than others. Choosing a company that understands the importance of providing value in an emergency is of vital importance. When something horrible happens, you want someone you can turn to — a partner who will be able to direct and guide you to a better solution. 

3. How Much Do the Agents Know?

The companies who serve Oklahoma City, OK who have the best home insurance have the best people who can really answer questions at a deeper level. When you talk to a person who has done their job for many years, you can be sure that you’re getting advice that is custom-made for your situation. 

FM Insurance wants to know more about the specifics of your situation. We have staff serving Oklahoma City, OK to keep you feeling safe and secure in your own home. When you’re comparing quotes, there is so much more to consider than just how much it costs. The service and coverage you get is far more valuable. Give us a call for more information.